Mario’s Blog

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  Is ‘The Block’ TV reality show derailing you as an Investor?

  I have no doubt that you’re familiar with the TV reality show The Block, hosted by Channel 9. The reality show is currently running its 13th series at a site in Elsternwick, Victoria. The show has attracted a very large audience over the years, making it a very profitable venture for the network. Has the success of The Block derailed you as a property investor? Read full Story

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  What happens when your home loan repayments change to P&I?

  A major conversation topic for home loan borrowers right now is… Principal & Interest (P&I) or Interest Only (IO)..? As boring as the topic may sound, it’s very important to address it given that ~75% of the Australian population has a home loan or an investment loan. Read full Story

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  Are Interest Only loans still your best option?

  Interest rates are a hot topic right now. Up until recent times, home loan rates were identical to investment loan rates. Over the last few months, banks have been slowly increasing interest rates to the point where Interest Only (IO) loans are 1% higher than Principal & Interest (P&I) loans. With a 100 basis points price difference, one must consider whether it still makes financial sense to pay IO on your mortgage. Read full Story

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  Higher interest rates… Higher property prices… What’s next?

  Higher interest rates… Higher property prices… What’s next? The truth is, does it really matter? All these things are out of your control. BUT what you can control is your mind, and that is the only thing that will make ALL the difference between your financial position today to your financial position 10 years from now. Read full Story

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  Changes to Victorian property taxes

  When it comes to property and taxes, change is the only certainty. There are a few major changes coming your way that relate to property in Victoria. These changes impact both owner occupiers and property investors and therefore you should take a closer look. Read full Story